Adults may ignore fun, interactive insurance education campaigns that appear to cater to children

Rethinking endowment plans for low-income consumers While bundling insurance with saving is attractive, the key challenge is to sustain saving. Two Facility partners, Cooperative Insurance Company in Kenya and Max New York Life in India managed to reach persistency levels of only 30 to 40 per cent, not enough to create value for customers. 

In 2010 the Facility studied six insurers and saw that they were facing challenges with profitability. They implemented a number of corrective measures, particularly in distribution and claims management. Now, Briefing Note #26 investigates whether those measures have been successful over the longer term. 

Microinsurance schemes that have achieved scale Scale – reached by selling and retaining large business volumes - is an important (if not the most important) driver of microinsurance profitability. 

Research paper #40 evaluates the financial viability of CARE Foundation’s rural primary-health-care delivery model, which includes an outpatient insurance product.