Fonkoze is Haiti’s largest microfinance institution and is committed to reach through innovative approaches the poorest and to help them take the first steps out of poverty. With 44 branches covering every part of the country, more than 55,000 borrowers, and more than 251,000 savers, Fonkoze and its sister organization Sèvis Finansye Fonkoze (SFF) aim at maximizing financial inclusion throughout the country and at building the foundations for democracy in Haiti by democratizing the Haitian economy. Fonkoze uses the concept of a “staircase out of poverty” to help shape its programs whichconsists of four steps that together constitute the core programs through which our clients work with our staff and volunteers to pull themselves out of poverty and into a financially secure future for themselves and their families. All along the way, Fonkoze clients are not only participating in loan programs, but are being "accompanied" with education, training, and other important innovative services, like microinsurance.