Emerging Insights is a regular information series of the ILO's Microinsurance Innovation Facility that provides bite-sized lessons from microinsurance practitioners. Learn more about a specific insight by clicking on the Emerging Insights column. You can also sort the Emerging Insights by Release Number, Theme, or Source by clicking on the column heading.
| Release # | Theme | Source | Emerging Insight |
|---|---|---|---|
| 61 | Theme: Distribution | Source: Bradesco Seguros, Brazil and FINO, India | The “multiplier” effect: distributing insurance through banking correspondents |
| 60 | Theme: Claims processing | Source: A study on how MFIs can improve microinsurance products | MFIs bring claims closer to clients |
| 59 | Theme: Client value and business viability | Source: The Emerging Insights series | Our Five Favourite Emerging Insights |
| 58 | Theme: Health microinsurance | Source: A study on the impact of health microinsurance, Kenya | Health microinsurance reduces borrowing and increases consumption |
| 57 | Theme: Demand | Source: Weather Risk Management Services (WRMS), India | Farmers like to select their insurance cover |
| 56 | Theme: Value-added services | Source: A study on value-added services in health microinsurance | Proximity and access to outpatient care may lead to fewer inpatient claims for insurers |
| 55 | Theme: Usage | Source: “Doing the Math” - Life Microinsurance in Mexico by MILK | The promise of insurance helps families access cheaper funds and cope better |
| 54 | Theme: Value-added services | Source: A study on cost and benefit of value-added services in health microinsurance | Dial-a Doctor and value-added services: a cure for low demand for health microinsurance? |
| 53 | Theme: Client value | Source: A study on the business case for life microinsurance in the Philippines by MILK (Microinsurance Learning and Knowledge Project) | When simple is actually complex: measuring the financial value of life microinsurance products |
| 52 | Theme: Client value and business viability | Source: The Emerging Insights series | Make a New Year’s resolution |
| 51 | Theme: Facilitating learning | Source: A peer exchange visit with Old Mutual | The power of peer exchange |
| 50 | Theme: Promotion and sales methods | Source: Alternative Insurance Company, Haiti | Beyond slogans: a ten-step planning model to promote microinsurance |
| 49 | Theme: Investment behaviour | Source: A study on the impact of insurance and credit on agricultural decisions | Production with protection: evidence of insurance increasing farmers’ investments |
| 48 | Theme: Health outcomes | Source: Centre International de Développement et de Recherche (CIDR), Guinea | Health microinsurance for safer motherhood |
| 47 | Theme: Claims processing | Source: Fonkoze and a study on microinsurance innovations in microfinance institutions | When disaster strikes: efforts by a MFI to improve claims processing |
| 46 | Theme: Organizational strategy | Source: Allianz Life Indonesia, Indonesia | Applying microinsurance innovation to commercial insurance |
| 45 | Theme: Sales force training and incentive | Source: A study on sales force development in microinsurance | Train to a hire level |
| 44 | Theme: Client value and business viability | Source: A case study of livestock insurance from India | Process improvements leading to better client value in livestock insurance |
| 43 | Theme: Partnership management | Source: Solidaria de Microseguros Rurales (RedSol) and Asociación Mexicana de Uniones de Crédito del Sector Social A.C. (AMUCSS), Mexico | Tale of an intermediary: customizing products and services through focused partnerships |
| 42 | Theme: Technology | Source: A study on the use of technology in microinsurance | Using technology to streamline end-to-end service delivery |
| 41 | Theme: climate change | Source: A study on the implications of climate change on microinsurance | Protecting clients and organizations from climate risks through meso-level coverage |
| 40 | Theme: commercial insurers | Source: A study of the experience of commercial insurers in low-income markets | Teaching elephants to dance: challenges facing commercial insurers entering low-income markets |
| 39 | Theme: public-private partnerships, linkages to social security | Source: A review of current trends in microinsurance, particularly in India | The law of large numbers: how the Indian Government promotes microinsurance |
| 38 | Theme: Insurance literacy | Source: Microfinance Opportunities and Association of Kenyan Insurers, Kenya | Radio: a tool to raise awareness and knowledge cheaply |
| 37 | Theme: Demand, trust | Source: A study on health insurance participation, Kenya | It’s not that I don’t understand you, I don’t trust you |
| 36 | Theme: Product design – remittance-linked product | Source: Seguros Futuro, El Salvador | Families may not insure at all, if they can’t insure everyone |
| 35 | Theme: Demand | Source: A randomized experiment on the effect of social networks in insurance take-up, China | Can insurance get by with a little help from friends? |
| 34 | Theme: Partnership management | Source: Webinar on Managing Partnerships in Microinsurance | TOP FIVE tips to build a successful microinsurance partnership |
| 33 | Theme: Processes and operations – consumer education | Source: Seguros Futuro, El Salvador | Why reinvent the wheel? Use existing tools that work. |
| 32 | Theme: Partnership management | Source: A study on partnerships in microinsurance | Sales commissions alone don’t ensure success |